Provider Benefits

Why Doctors Benefit From CHS

CHS improves patient access and strengthens the day-to-day experience of medical professionals by replacing today's fragmented multi-insurer environment with a unified, simplified structure.

The current system forces clinicians to manage complex billing rules, prior authorizations, and variable reimbursement rates. CHS reduces overhead and lets physicians focus on clinical care.

1. Less Administrative Burden

Single statewide system replaces dozens of insurers and their paperwork.
Standardized billing and coding reduce admin time and staffing needs.
Predictable payment schedules simplify budgeting and reduce disputes.

2. No Longer Working for Insurance Companies

Physicians currently spend substantial time navigating insurer requirements. CHS removes these barriers by establishing statewide coverage standards so doctors make decisions based on clinical judgment—not insurer rules.

3. Centralized Malpractice Coverage

Publicly administered malpractice program replaces private negotiations.
Lower premiums and less volatility than commercial markets.
Uniform standards for credentialing and claims create predictability.

4. Greater Clinical Freedom

No insurer-specific cost-sharing rules—care follows clinical guidelines.
Consistent coverage rules support preventive and chronic care management.

5. Reduced Claim Worries

Unified payer system minimizes disputes and denials.
Simplified appeals process reduces delays and admin overhead.

By reducing administrative complexity, stabilizing malpractice coverage, and giving clinicians more control over treatment decisions, CHS supports a more sustainable and satisfying professional environment for California's healthcare workforce.